Industry
Fintech App & Platform Development
Financial products built with the security and compliance they require.
Market
The Fintech opportunity
Global fintech investment exceeded $50B in 2024. The market is shifting from consumer neobanks toward embedded finance, B2B payments infrastructure, and AI-powered financial tools. Products in this space face stringent regulatory requirements but also enjoy high switching costs once adopted.
Challenges
What Fintech founders run into
- PCI DSS compliance requirements that most dev shops have never navigated
- Fraud detection and transaction monitoring that needs to be built before go-live, not patched after
- Banking API integrations (Plaid, Stripe, Synapse) with complex error handling and fallbacks
- Audit logging requirements that touch every layer of the stack
Projects
What I build for Fintech
01
Payment processing dashboards with reconciliation and reporting
02
Neobank consumer apps with account management and push notifications
03
Lending platforms with underwriting workflows and document collection
04
Expense management tools with real-time card controls
05
Investment portfolio trackers with market data integration
Deliverables
What you receive
- Compliance-ready data model with audit trail
- Banking API integrations with retry logic and error handling
- Transaction dashboards with filtering, export, and reconciliation
- Role-based access for ops, compliance, and customer teams
FAQ
Common questions
Can you build a product that handles real money?+
Yes. I've built payment flows using Stripe and integrated with banking APIs via Plaid. I don't build payment processors from scratch — I integrate with the licensed infrastructure that handles the regulated parts.
How do you approach security for financial applications?+
Encryption at rest and in transit, secrets management, RLS at the database level, audit logging, and a CSP that blocks third-party scripts. Security isn't a checkbox at the end — it's built into the architecture from day one.
Next step
Building a Fintech product?
Tell me what you're working on. I understand the specific challenges in the Fintech space and I'll give you a direct answer on how I can help.